Quote:
Originally Posted by Golden question
(Post 6227367)
the average ppl over there is forever in debt,is not really their culture to borrow first and think later but is more to their miserable salary they got.
their normal workers like waitress,sale assistant,factory workers and etc salary is less than 200 usd every month.
with that kind of money,how they going to survive?and now even more worst with their double digit inflation,so they go borrow.for them their thinking is they dont have any future or long term plan,their only valuable things is their dayghter,so is what they have or borrow now,they use first
u say that your girl ask u to go vietnam asap to show ah long that she have a sg boyfriend,maybe u can also check with the ah long how much they own so that u can know whether that girl is a "good investment" or not for u:D
their ah long charge 20% interest,not surprise cos they also scare cos they borrow to poor ppl,look at sg legal money lender interest and fees and u will know because they also borrow to low income ppl in sg :)
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According to my gal, ppl at her commune(village) in An Giang earn about US$100++ a month. I check this with another old viet friend of mine in HCM, he was my uni-mate/hostel mate in SG, he say no surprise. a local graduate in vietnam who speaks and writes good english is paid US$350 a month in HCM.
But according to my friend, you can't judge a vnmese based on their salary bcuz some of them have a lot of sidelines. but i guess this apply only those with good education, have lots of connection, and have good future planning :D
Imagine how much do they need to come to SG and work. my gal told me for the first timer, there's a contact here in sg who will bring them to work in the ktv. they hv to pay the "contact" an one-time charge of $1500, not inclusive of their monthly $500 lodging (they are crammed in one hdb unit owned by the contact, 4-5 person one room). And not to mention, they need to bring in cash of SG$1500 to pass immigration requirement. And also $400 for round trip air ticket ! So probably they need at least $3500 just to have their feet stepped onto the holy empire of SG for the first time.
For subsquent entry to SG, the one-time charge of $1500 is omitted. So they probably need $400(air tix) + $1500(for ICA to see) to come again.
So come to think of it, how long must they save with that kind of pathetic pay back in their province in order to come to SG? So there's a better alternative which is to ask from Ah Long.
Assume they get $2k from ah long, with the 20% int rate, they have to pay back $2.4k. If they are denied an entry, their $400 air tix is burnt, they can only return the $1.5k, the balance of $900 is their debt! how long do they need to work at their village to pay back the money.
Bro golden_question, if i am not wrong, she told me it's about $3k plus or something. but i'm not gonna pay for her at all! I only give her $500 for her air tix etc. She told me shes selling her house to pay for it. and she need to come here and work to earn back the money and buy back her house. now she's working in a factory almost everyday while waiting for me to go over. too bad i had a huge loss in the stock market recently. if not and IF there's a way, i would have bought her house and get lodging+bonks everytime i go over LOL! :D
