Quote:
Originally Posted by FireShark
Really scare of the days where receiving lawyers letter
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Most will go thru debt during young. I am 1 of them too.

I remember when I first started work, earned about 2.5k, took home abt 2k n bought a car. Monthly installment itself was about 1k. Had UOB, SCB and DBS credit cards and credit line and all max out except DBS. Finally realised the problem, sold my car, called the banks to stop all and repay the banks within 2 yrs. Now left with 1 Amex and DBS Visa. Use them for hotels, flight booking n online purchase, the rest are cash. Now want to buy, must think twice or 3 times.... I have thought of buying PS4 since it was launched but till now still considering