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Originally Posted by Xine
.........Which is true because I bought a flat using both our names during December.
As for the PR problem its not only due to the spouse income and kids. I'm not boasting about my salary but its in the top 15% category and my wife has a degree in language (unfortunately its a China Uni). I pay loads of tax yearly, but my wife still failed her PR application. In fact according to the PR rejection letter, she is not allowed to apply for PR again until 18months later!
But my 2nd elder brother who has a shanghainese wife manage to get her PR within 1 year. He opened up a CPF account for her and dutifully places a few hundred a month in there. Maybe thats the trick?
I'm sure there is a point system ICA uses and through the postings we are sure the following are Bonus/Plus Points.
1. Kids
2. Spouse income higher than 30k p.a. (at least 3 years of assessment)
3. CPF contribution into the applicant's account.
4. Spouse education (rust timez no stardee? go apply for govn approved courses before you apply the PR)
5. Applicants Income, what better way to fake it if the husband is self employed. Just as long as you pay the taxes. Employ her as Executive Director (learning from Ass Loong can't be wrong, right?) Remember to report and pay the taxes.
6. Put her name in your property.
Hope this helps and best of luck!
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Quite puzzling as why POSB/DBS do not allow foreigners to open at least an ordinary account. Call themselves "Government bank" somemore. At least UOB or OCBC do not pose such restrictions.
I assume that you have applied the PR application during May-June time. First-time rejection is the norm, citing you "Your spouse does not meet residential requirement." But at least you have the chips [Both of you have decent qualifications.] 18 mths lead time to get PR consider pretty good achievement.
As per your #5, I do have doubts. Before attaining PR, she is not allowed to be employed as a director or shareholder, because she's holding a LTSVP. She need to obtain an "Approval-In-Principle Employment Pass" from the Employment Pass Department before proceeding to the RCB for business registration. The procedure applies to foreigners who want to become local managers, local company directors or agents for foreign companies.
Alternatively, application of
Employment Pass (EP) is subject to the foreigner successfully registering the business or company. The Employment Pass Department will process the EP application within two weeks of receipt of the registration certificate issued by RCB.