Quote:
Originally Posted by Hurricane88
Yes, but in Vietnam bank will not give you SGD...so you still get another exchange rate loss when converted to VND...
Best method if travel there often bring SGD cash...can declare the amount if big and nothing will happen...
Bring the cash to change at your best rate money changer in town...then go deposit into bank... 
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They will auto convert to dong there.
Its much better thn u instruct dbs to let receiver get dong. Cos dbs rate suck.
One thing good. 1k, 20k. Flat $30 charge.