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Originally Posted by SingViet
For example, if you are earning $3500 a month now, you may be living a good life as a bachelor, but when you start a family, $3500 will look miserable. From electricity and water bills, telephone bills, town council bills etc, all the bills will kill you. Your $3500 will seem damm small and miserable. Even if your spouse work and earn another $1200 a month, your expenses will still be very tight. A decade ago, $3500 plus is the average income of working couples in Singapore. Nowadays, most working couples are bringing in $7000 a month for the family. And for those who holds different views and think that $4k is very much enuff for the modern working couple, save your comment first. Get married first and move out with your spouse to stay outside and you will very much appreciate what i mean.
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Bro, being a bachelor doesn't mean don't need pay household expenses. Stayng with parents, still need to pay water bills, telephone bills, town council bills etc for parents.
Experienced married life also.. its true that wife (esp big cc sillypore gal)will drain out all your saving....from the day u plan for married...till who knows when...
Start: wedding package + wedding dinner + honeymoon = saving 1/2 gone
Followup: house + reno = saving all gone
Than: monthly household expenses = less saving
Than: wife earn $1000/mth, spend $2000/mth.... wife earn $2000/mth, spend $3500/mth... etc = No mthly saving
End up: A poor man whose hard earn money is spent by wife.