[Niceman]

Is not about how much a person earn, is about how much a person can save and spend less.

Got 1 buddy, earned about 1.2K a month as air-con servicing man, last time, now boss earning >5K a month, signed up 1 insurance policy paid yearly about $2K !!! Paid 1 time per year !. Got another one, working in bank, a grad, 1 simple policy only pay $100 per month and paid by month somemore.