Quote:
Originally Posted by Hurricane88
disagree that they are always in debt..knew of many average ppl in wetnam that lived simple life without borrowings...there are good and bad apples everywhere... 
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yah,i do agree there are good and bad apples everywhere.not all average ppl there are always in debt,sometime in debt can be due to a lot of reason and poverty is one of the reason over there.
look at sg,most people is actually in debt by owning hdb flat,cars,renovation or other loan and etc.how many average ppl can pay full cash for their cars or hdb?i dont think a lot.